Buying your next property? Get the right loan behind you.
Home loans for upgraders, next home buyers and property investors, matched to your situation. We compare 40+ lenders for you.
Takes 60 seconds. A broker calls you with your options. Free, no obligation.
- Checking your options won’t affect your credit score
- Real brokers, not a call centre
- Know what you can borrow before you buy.
Watch · 2 min
Check what you qualify for
Takes about 60 seconds. A Finbay broker reviews your answers and calls you with your options. No obligation.
Finbay Group Pty Ltd t/a Finbay Capital, Credit Representative 461520, is authorised under Australian Credit Licence 389328.
Four things to sort before you buy
Knowing where you stand before you make an offer makes the whole process smoother.
Know your borrowing power
Find out what you can borrow before you fall in love with a property, so you can shop with confidence.
Pre-approval before you bid
Making an offer or bidding at auction is easier when your finance is already lined up.
Equity in your current home
The equity in the home you own can help fund your next home or an investment property.
Buying before you sell
If you need to buy before your current home sells, bridging finance can cover the gap. Not every lender offers it, so we find the ones that do.
From enquiry to keys
The same process behind every Finbay client, tuned for buying property.
Discovery
We map your financial position and what you’re trying to achieve, no jargon, no pressure.
Research & strategy
We compare your options across our 40+ lender panel and build a tailored strategy for your situation.
Approval
We manage the paperwork and liaise with the lender directly to keep your approval moving fast.
Settlement
We work with your lender and conveyancer through to settlement, so your purchase goes through smoothly and you can collect the keys.
Ready to see what you qualify for?
Hey, I’m Scott
Founder & Managing Director: Built on Strategy, Integrity & Real Outcomes
We’ve helped countless clients secure home loans, business loans, and asset finance with tailored strategies, and I’ve vowed to donate $25 from every loan to the Mark Hughes Foundation in honour of my father.
Backed by a Dedicated Mortgage Specialist
Alongside me, Stuart Perry works closely with clients across the full property journey, from first home buyers to seasoned investors, bringing a decade of relationship-driven experience to make sure nothing falls through the cracks from application to settlement.
20+ Years of High-Level Experience in Finance & Risk
Decades spent in asset finance and credit environments means I’ve seen every lending scenario under the sun. Clients love knowing they’ve got someone who can spot problems before they happen and steer them safely through the process.
Free to check, no obligation to proceed.
Real results, real Finbay clients
Genuine reviews from our Google Business Profile.
“I had a great experience with Finbay Capital. Scott was amazing and extremely helpful throughout the entire process. He made everything clear, easy to understand, and was always available to answer any questions.”
“Scott is honestly on another level. From start to finish, he made the whole process smooth, stress-free, and actually enjoyable, something I never thought I'd say about dealing with finance. No confusion, no runarounds, just honest advice.”
“Scott was absolutely outstanding and so helpful! Not only is he a brilliant broker but he's an awesome financial strategist. He takes the time to explain the options available to help you think outside the box, with no pressure attached.”
“Scott was exceptional from start to finish. Professional, knowledgeable and incredibly efficient, he made the entire process feel seamless and well managed. His communication was clear and consistent throughout.”
Free to check, no obligation to proceed.
Property finance, answered
Plain-English answers to the questions we hear most.
Ready to buy? Let’s find the right loan for your next property.
Free to check, no obligation to proceed.